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Most small business plans don’t align with the needs, budgets or realities of small teams, so we sought a better alternative.

Affordable health insurance plans with low co-pays, competitive monthly premiums, and nationwide coverage.


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Our Pricing

Our health insurance plans are far more affordable than traditional small business options, which have increasingly left many behind. With our collective buying approach, we’re able to offer pricing with a shelf life the likes of corn starch: stable and unwavering regardless of staffing levels or employee participation. Choose a plan that fits both your budget and your team’s needs.


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Annual OSB Association Membership

Annual association fees are tailored to the size of your team, with the option to pay monthly or save 10% by paying annually. As teams grow and change, fees will adjust accordingly during your team’s open enrollment period.

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Monthly Health Insurance Administration Fee

Employees who enroll in health insurance will pay a monthly $25 membership fee to cover administrative tasks like benefits management, customer service, and billing. This fee is not pre-taxable and will be added monthly to your healthcare premium invoice.

Osb Icon Health Insurance Premiums

Monthly Health Insurance Premiums

Your monthly premium covers all the essentials—doctor visits, prescriptions, and preventative care—and is tailored to fit your plan, family size, and budget.


OSB Health Insurance Plans

Monthly Premiums


Find Your Plan
Monthly Premium
Essential
$239
Advantage
$424
Premium
$494
Max
$624
Annual Deductible
$0
$1,500
$0
$0
Out-of-Pocket
$1,850
$9,100
$9,100
$9,100
Specialist Copay
$15
$15
$15
$15
Free Virtual Primary Care & Behavioral Health
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Prescription Medication
✔️
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✔️
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Hospitalization Coverage
✔️
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Pregnancy Services
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Reimbursement | Hospital Indemnity
✔️
Voluntary | Comprehensive Dental $49
OPT-IN
OPT-IN
OPT-IN
OPT-IN
Voluntary | Vision $15
OPT-IN
OPT-IN
OPT-IN
OPT-IN
Supplemental | Critical Illness Coverage *coming soon*
Supplemental | Accidental Coverage *coming soon*

Ready to get started?