By bringing many small, independent businesses together, we’re able to harness the collective bargaining power of a much larger organization, and negotiate more competitive, affordable rates. Many of our partners have also generously lowered the barrier to entry on their services, with free and discounted rates (20% - 80% off).
Support your team’s needs all at one affordable price.
Learn more about our OSB Wellness Marketplace and customize with eligible healthcare coverage add-ons.
PICK YOUR HEALTHCARE COVERAGE
We offer additional coverage to meet your team’s needs, addressing uninsured and underinsured team members. We understand the challenges of expensive premiums, high deductibles, large co-pays, and limited in-network coverage. We are dedicated to assisting you in finding the most suitable coverage options. Please note that eligible coverage options vary by state.
OSB SUPPLEMENTAL INSURANCE
Now Available For Teams of 5 or more. $40 per person per month.
All plans are eligible to opt into our Supplemental Insurance plan, which pays cash benefits if diagnosed with any of the 13,000 covered conditions. This coverage is designed to ease the burden of sudden, unexpected medical expenses like appendicitis, a torn ACL, kidney stones, appendicitis and pneumonia. Simply put, it covers the common conditions that could put a dent in your savings.
Currently only available in AL, AR, AZ, CA, DC, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MI, MN, MO, MS, OH, OR, OK, RI, SC, TN, TX, VA, WI, and WV.
OSB Catastrophic insurance
Accidents are just part of life — especially in the kitchen. But worrying about whether or not your team can afford emergency care doesn’t have to be. By opting into our catastrophic insurance plan, your team members will receive medical coverage for unexpected and unintended health costs, like stitches, surgery, x-rays and physical therapy. The plan works with or without existing health insurance.
Follow along for updates.
OSB Healthcare Broker Service
Now Available For Teams of 3 or More.
Healthcare is complicated — we are here to make it simpler. We have vetted health insurance brokers that understand the needs of hospitality businesses ready to help you find the coverage that fits your business and your budget. Inquire today and receive options and guidance within 5 business days. These quotes are provided at no cost and are available to full time or full time equivalent employees and their dependents.
We all bring something special to the table. Together, we can make sure everyone gets their share.
We believe in the power of independent restaurants and hospitality businesses to transform the communities they serve. And when we band together, we’re capable of so much more.
By becoming part of OS BENEFiTS, you’re becoming part of a movement to build a more sustainable and supportive infrastructure for the entire industry.
Have a few questions?
Let’s get them answered.
OS BENEFiTS is specifically designed for US-based independent restaurants and hospitality businesses, as well as for freelance individuals. Our coverage is available to all hospitality workers, no matter their role or employment status: front-of-house, back-of-house, full-time and part-time.
Today, only 32% of independent hospitality workers have access to employer-provided health care benefits from their employers leaving over 7.5 million of our teams underinsured or uninsured.
OS BENEFiTS is not a comprehensive healthcare, but it is designed to bridge the gap with access to affordably priced preventive care, crisis services, and wellness services. Looking for a health insurance broker for your team? We’re happy to help connect you with one.