OS BENEFiTS Health Insurance



Affordable, ACA-compliant health insurance plans with low co-pays, competitive monthly premiums, and nationwide coverage for services like preventative care, accidental and many other services. Many of our insurance plans have no deductible and members have the option to add dental and vision coverage for a nominal fee.


Osb Healthinsurance Hero

Coverage for Small Teams

For teams with less than 50 full-time employees, the employer is able to select their contribution amount towards any of our plans. Our plans are designed to offer robust coverage at an affordable rate to meet the needs of any individual’s healthcare needs. Traditionally, access to these types of plans has not been possible or the monthly premiums have been challenging for small business owners to significantly contribute to.

Our EPO plans are great for: full-time, part-time and seasonal employees that want preventative care with the option to add on voluntary benefits to make their plans fit what is best for them.

Coverage for Med-Large Teams

Employers with teams over 50 full-time employees are required by the ACA to offer affordable health insurance to their teams. Contribution levels vary by plan, so it’s worth knowing what the ACA requirements are. We will help you figure out the math and select the plans that are right for your team.

Our PPO plans are great for: management teams and full-time staff that might require more robust coverage for things like chronic health conditions or major life events such as pregnancy.

Our EPO plans are great for: full-time, part-time and seasonal employees that want preventative care with the option to add on voluntary benefits to make their plans fit what is best for them.


FIND YOUR PLAN

All health insurance plans come with OSB Wellness Marketplace. Final pricing will be provided during registration and based on effective coverage date.


Monthly Subscription
Essential
$269
Core 2500
$489
Core
$577
Prime
$735
Annual Deductible
$0
$2,500
$0
$0
Out-of-Pocket
$1,850
$9,100
$9,100
$9,100
Medical Benefits
✔️
✔️
✔️
✔️
Virtual Primary Care & Behavioral Health
✔️
✔️
✔️
✔️
Prescription Medication
✔️
✔️
✔️
✔️
Hospitalization Coverage
✔️
✔️
✔️
Pregnancy Services
✔️
✔️
✔️
Reimbursement | Hospital Indemnity
✔️
Voluntary | Comprehensive Dental $49
OPT-IN
OPT-IN
OPT-IN
OPT-IN
Voluntary | Vision $15
OPT-IN
OPT-IN
OPT-IN
OPT-IN
Voluntary | Critical Illness Coverage *coming soon*
Voluntary | Accidental Coverage *coming soon*

Be Part of the Change


Osb Health Menu Definitions

Let’s break down the healthcare jargon.

Below you will find a breakdown of a few key terms to make sure we all on the same page.

Aca

ACA-Compliant Healthcare

Premium

Premiums

Deductible

Deductibles

Copays

Copays

Ppo, Epo, Hmo

PPO, HMO, EPO

Hospitalization

Hospitalization Coverage v. Hospital Indemnity

ACA-Compliant Healthcare
Premiums
Deductibles
Copays
PPO, HMO, EPO
Hospitalization Coverage v. Hospital Indemnity
Aca
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Premium
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Deductible
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Copays
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Ppo, Epo, Hmo
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Hospitalization
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