FAQS
Benefits can be complicated.
We’re here to help.
Our program currently offers benefits to take care of the whole person including:
If there’s a specific benefit you’d like to suggest, we’d love to hear from you! Reach out at [email protected].
Any full-time employee, which is defined as any employee who works over 30 hours per week. Plans also offer optional coverage for eligible dependents (those 26 years old and younger) and spouses.
Yes, indeed. We offer comprehensive dental and vision plans that the employee can choose to add-on to their medical coverage or opt-in on its own.
Great question! The Affordable Care Act (ACA) helps all Americans access affordable health insurance. There are several requirements for a health insurance plan to be considered ACA-compliant with things like guaranteed issue during open enrollment (aka pre-existing conditions are not a factor) and coverage for ten essential benefits (e.g. hospitalization, preventative care, maternity & newborn care, etc).
There are some differences between individual / small group (less than 50 full-time employees) and large group (more than 50 full-time employees) plans to be considered ACA compliant, but all plans offered by OSB are ACA-compliant.
Understanding which ACA health plan is right for you can be overwhelming, but we’re here to help. Contact us and we are happy to talk you through it.
OS BENEFiTS is specifically designed for US-based independent restaurants, hospitality, and entertainment businesses. We offer two main ways to provide coverage for all hospitality workers, no matter their role or employment status: front-of-house, back-of-house, full-time, and part-time. One you join the OSB Association, you have access to the OSB Health insurance Plans and OSB Wellness Benefits.
The first is through our ACA-compliant health insurance plans that are available to any full-time employee (any employee who works more than 30 hours per week) starting at $239 per month. Our plans offer a range of coverage for things like hospitalization, virtual telehealth, and much more. All health insurance plans include membership to the OSB Wellness Marketplace at no additional cost.
For part-time, seasonal employees or full-time employees that opt-out of health insurance, we offer membership to the OSB Wellness Benefits which includes over 25 vendors providing access to preventive care options that can benefit your employees with or without medical insurance. We offer discounted telehealth access (including a free annual visit on us!), free mential health through Southern Smoke Foundation, and much more. Have questions? Let’s talk.
Let’s dive in.
By joining the OSB Associaiton, you unlock a world of benefits. With our collective buying approach, we’re able to offer pricing with a shelf life the likes of corn starch: stable and unwavering regardless of staffing levels or employee participation. Choose a plan that fits both your budget and your team’s needs.
Annual OSB Association Membership Annual association fees are tailored to the size of your team, with the option to pay monthly or save 10% by paying annually. As teams grow and change, fees will adjust accordingly during your team’s open enrollment period.
Monthly Health Insurance Administration Fee Employees who enroll in health insurance will pay a monthly $25 membership fee to cover administrative tasks like benefits management, customer service, and billing. This fee is not pre-taxable and will be added monthly to your healthcare premium invoice.
Monthly Health Insurance Premiums Your monthly premium covers all the essentials—doctor visits, prescriptions, and preventative care—and is tailored to fit your plan, family size, and budget.
This membership gives access to over 25 benefits, available nationwide. Interested in health insurance coverage? You can add health coverage to your plan at any time. You can see all our plans here.
By bringing many small, independent businesses together, we’re able to harness the collective bargaining power of a much larger organization, and negotiate more competitive, affordable rates. Many of our partners have also generously lowered the barrier to entry on their services, with discounts from 20% to up to 80% off (some are completely free!).
It’s important to communicate that while you, as the employer, have paid the monthly subscription cost, your employees are 100% personally responsible for the cost of any benefits they choose to opt into and purchase (at a reduced rate) as part of OS BENEFiTS. We will provide you with a welcome package that can help educate you and your team on how to use OS BENEFiTS and make the most of your membership.
All our partners share our belief that every single one of the 15 million hospitality workers in the U.S. deserves to have access to affordable wellness benefits. We vet each potential partner to ensure that their services are high quality and their values align with our own. Each partner is also required to provide our network with ongoing access and discounts on their services. Want to become a partner? Reach out.
Thanks for your interest! Simply provide a bit of information on your company here. We’ll review your application and get back to you to talk specifics.
Please note that all vendors are required to provide an ongoing discount (20% minimum) or beneficial rate to our members.
We currently only cover individual employees on the OSB Wellness Benefits.
Oyster Sunday has always been devoted to supporting independent hospitality businesses. After speaking with operators across the country, we found that many of them were struggling to navigate the needs of their teams and their margins at the same time.
That’s why we set out to create a practical way for small businesses to meaningfully and affordably support the health and happiness of their teams.
It’s not just a natural extension of our mission — it’s a tangible way to support the community we serve.
When you think of OS, think of us as Operational Support for independent hospitality businesses. (Or as the friendly champion for little guys everywhere.)
With years of combined experience at Union Square Hospitality Group, Momofuku, The Dinex Group, Instacart, Dig, Blue Hill Stone Barns, Rethink Food, Wagstaff Worldwide, and Nordic Food Lab, Oyster Sunday’s team knows what makes a hospitality business truly extraordinary.
Now we’re bringing the expertise, resources and negotiating power of these major hospitality groups to independent restaurants and hospitality businesses across the country. And we’re just getting started.
